You understand that being exposed to a variety of risks is simply part of being a homeowner.

Sometimes there’s nothing better than unwinding next to a nice cozy fire. No matter the season, no matter the place – campfires are for roasting marshmallows, telling stories, sharing laughs and making memories.

Wife: “Honey, grab my favorite blanket, my fuzziest socks and a nice cup of cocoa; I’m absolutely freezing!”

Husband: Lugs in the space heater, plugs it in and turns it on. “Your blanket is in the wash, I can’t find your socks and we’re out of cocoa, this will have to do.”

Most of us spend our time cozied up inside throughout the winter longing for the warm weather to return! We run our homes in overdrive during cold weather. The more time we spend indoors, the more chances there are for a house fire to occur.

Thanksgiving is a holiday full of tasty treats, but the star is typically a nice juicy turkey! Every family has their preference of how to prepare their turkey; whether it be roasted, smoked or one of the more popular options – fried!

Five beef wellington, two scampi, three risotto - on the fly! Commercial kitchens are often hectic environments with a lot going on; from chefs churning out order after order to servers running back and forth trying to keep the tables turning.

What would you do if you woke up in the middle of the night to smoke creeping under your door? Would you push through to see what’s on the other side, or maybe escape through the window? Imagine the fright, the adrenaline, the nervousness.

Grain handling facilities are those that may handle, store, receive, process and ship bulk raw agricultural commodities such as oats, barley, corn, wheat, etc. These facilities include feed mills, flour mills, grain elevators, dry corn mills and much more.