Insurance 101: The Difference Between Replacement Cost & Actual Cost Value
When you select a homeowners policy, or typically any type of property insurance, you’ve got to choose between two coverage options: replacement cost and actual cash value (ACV). What do these mean, and which one should you choose?
Insurance 101: When is a Car Considered Totaled? What Does It Mean?
Whether you’ve been in a serious accident or your vehicle was caught under bad circumstances – sometimes it may be considered totaled (or, in insurance terms, a total loss) by your insurance company. But what exactly does “total loss” mean?
Do College Students Need Renters Insurance?
It’s a pretty big deal – leaving the comfort of your forever home for your new college abode. Whether it’s the first time you’ve moved or the tenth, packing up your entire life is quite a job. Your clothes, gaming consoles, furniture, laptop, books, the list goes on.
3 Things to Consider When Selecting Your Insurance Deductible
Selecting your insurance deductible can seem a bit stressful, but it doesn’t have to be! Simply put, your deductible is the portion of an insurance claim you agree to pay on your own before your insurance kicks in and picks up their portion.
5 Types of Business Insurance You Might Need
As a business owner, you’ve probably got very little time to worry about “what could happen”. You’re focused on the now, from revenue to inventory to staffing, the list goes on! You’ve got plenty of items on that list, and obtaining the proper insurance coverage might not be at the top of it.