5 Types of Insurance Auto Shop Owners Need

Posted By: Amy Casey on August 18, 2022

Auto shops are unique businesses that operate on numerous levels. No matter the specialty, or services provided, all auto shops face risks from simply running day-to-day operations.

Pool, pool under construction, residential, renovation

5 Home Renovations that Can Impact Your Home Insurance

Posted By: Amy Casey on July 28, 2022

One of the major benefits of being a homeowner is being able to customize your home to your liking. Home reno projects make all the difference in transforming your home into a forever home that better suits your family’s needs.

4 Important Insurance Coverages Every Contractor Should Consider

Posted By: Amy Casey on July 20, 2022

You’ve built your business on hard work and devotion to your craft. Contractors insurance helps protect all of the blood, sweat and tears (and money!) you’ve invested into your business should an accident occur.

Couple, Laptop, Reading laptop, Smiling Couple

Insurance 101: Understanding Basic, Broad and Special Perils Coverage Types

Posted By: Amy Casey on May 10, 2021

When structuring your insurance policy with your local independent agent, the coverage type selected plays a significant role in determining the extent of coverage provided for your property. “Basic”, “broad”, and “special” coverage types are very different from one another.

Fire station, fire department

Insurance 101: Understanding Your Home’s Fire Protection Class

Posted By: Amy Casey on April 14, 2021

Insurance coverage is all about providing you with the best possible protection for your assets. One risk every homeowner is aware of is the potential for a home fire, but did you know your home’s unique location actually receives what we refer to as a “Fire Protection Class Rating”?

Tree Damage, Severe Weather, Storm Damage

Insurance 101: What if My Neighbor’s Tree Falls in My Yard?

Posted By: Amy Casey on March 10, 2021

Sometimes one strong storm is all it takes to bring down a perfectly healthy tree, and sometimes when a tree falls, it falls in a very unfortunate place. Common damages caused by trees include damage to fences, vehicles and roofs.

Sold, Home Buying, House, First-Time Home Buyers

Insurance 101: A First-Time Homeowners Guide to Choosing a Homeowners Policy

Posted By: Amy Casey on November 6, 2020

You did it - you officially purchased your first home! There are so many joys that come along with becoming a homeowner, along with a new set of responsibilities. One of those responsibilities is to make sure your home is adequately covered with a homeowners policy.

Agent, Independent Insurance Agent, Greeting

Insurance 101: What is an Independent Insurance Agent?

Posted By: Amy Casey on September 22, 2020

Insurance agents still play a very important role in helping consumers find a policy that meets their needs. When you get a quote online, and confirm your policy with no human interaction whatsoever, do you think that policy has your best interest in mind?

Appliances, Equipment,

Insurance 101: Understanding Equipment Breakdown Coverage

Posted By: Amy Casey on August 4, 2020

Believe it or not, in the world of insurance there is coverage for just about anything you can think of! One of the lesser known coverages available to homeowners, business owners and farm owners is Equipment Breakdown Coverage.

Row of Cars, Vehicles, Mercedes-Benz

Insurance 101: Understanding Auto Insurance Deductibles

Posted By: Amy Casey on April 28, 2020

What is a deductible? This is a very common insurance question and probably the easiest to explain: An auto insurance deductible is what you pay “out of pocket” on a claim.

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