Farmowners Insurance

So you can focus on prosperity.

Our company was founded on protecting farmers in 1896, over 100 years ago! We take pride in giving back to those that provide for their community. It doesn’t matter if you run a small farm that has been in your family for centuries or a 300 head cattle operation, we understand there will always be a risk behind raising livestock and cultivating crops. We also understand that every farm is unique, operating at different levels with different goals in mind. That’s why Rockford Mutual provides farmowners insurance for you whether you rent or own your farm. We carry many coverage options that can be tailored to your specific needs so that in the event of a loss, you can keep truckin’ through.

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What We Cover
  • Home
  • Related Private Structures
  • Personal Property
  • Additional Living Costs and Loss of Rent
  • Farm Barns, Buildings, Structures
  • Scheduled Farm Personal Property
  • Unscheduled Personal Property
  • Livestock
  • Grain

Covered Risks

  • Fire Or Lightning
  • Windstorm Or Hail
  • Explosion
  • Riot Or Civil Commotion
  • Aircraft
  • Vehicles
  • Smoke
  • Sink Hole Collapse
  • Volcanic Action
  • Vandalism
  • Theft
  • Falling Objects
  • Weight Of Ice, Snow, Or Sleet
  • Sudden Or Accidental Tearing Apart
  • Burning
  • Bulging
  • Accidental Discharge Of Liquids Or Steam
  • Freezing
  • Sudden And Accidental Damage From Electrical Currents
Additional Coverage
  • Farm Income Coverage
  • Pollutant Cleanup And Removal
  • Property In Transit
  • All Risk On Farm Machinery
  • Farm Employee’s Liability Coverage
  • Business Activities
  • Fruit Or Vegetable ‘Pick Your Own’ Operations
  • Peak Season Inventory
  • Identity Fraud Expense
  • Custom Farming
  • Farm Chemical Limited Liability (Overspray)
  • Equipment Breakdown
  • Workers' Compensation Coverage
Discount Options
  • Multi-Policy Discount