When winter elements truly kick into gear, snowplow drivers become the heroes of every community.

With winter settling in and temperatures reaching dangerous lows, it’s time to think about protecting your home from the elements. One of the most important precautions you can take is preventing pipes from freezing and bursting.

For many drivers, navigating treacherous roads during winter weather can be a frightening feat. Between the decreased visibility, slippery conditions and ice patches – the road really is a dangerous place to be in winter months.

You could think of umbrella coverage as the “rainy day” coverage – coverage that is typically used for an unforeseen and/or tragic event. You see, umbrella insurance really has nothing to do with rain at all, it is actually a form of liability insurance.

We’ve all heard the horror stories - a water leak goes undetected for months on end and results in tens of thousands of dollars in damage once it’s finally found!

Isn’t it strange to think that electronic billing has been around since the 1990’s? It seems like it was just yesterday that we started recognizing the “Go-Paperless” spiels on our monthly billing statements.

Every day, some of the best drivers are involved in some of the worst auto accidents. About 4.57 million people were injured and 40,100 lives were lost in 2017 alone – you can help to lower this statistic.

1. Drive with daytime or headlights on.

Because you can see, does not mean you are seen. Driving with lights on always reduces your risk of a two vehicle or motorcycle accident by over 10%.

If this was your first year using a real tree for the holidays, you might be wondering how to properly dispose of it.

For many families the kitchen is the heart of the home during the holidays, where the family gathers to enjoy one another’s company and indulge in a delicious meal!