Selecting your insurance deductible can seem a bit stressful, but it doesn’t have to be! Simply put, your deductible is the portion of an insurance claim you agree to pay on your own before your insurance kicks in and picks up their portion.

You could think of umbrella coverage as the “rainy day” coverage – coverage that is typically used for an unforeseen and/or tragic event. You see, umbrella insurance really has nothing to do with rain at all, it is actually a form of liability insurance.

As a business owner, you’ve probably got very little time to worry about “what could happen”. You’re focused on the now, from revenue to inventory to staffing, the list goes on! You’ve got plenty of items on that list, and obtaining the proper insurance coverage might not be at the top of it.

We’ve all heard of auto insurance, because in most cases we are legally required to have it. But renters insurance doesn’t get talked about much because many people don’t believe it is necessary.

Homes come in all shapes and sizes, big and small, old and new. We all know that home is where our heart is, whether that be an apartment, a condo, a mobile home, or a traditional house. Not only does your home hold all of your things, it holds all of your memories too.

Many customers often confuse collision insurance with comprehensive insurance, or visa versa. In fact, collision and comprehensive insurance are two different types of optional auto insurance that provide coverage for repairs to your vehicle.