Running a farm involves a unique set of challenges and risks, and having the right insurance coverage is crucial to protect your livelihood. One size does not fit all when it comes to farm insurance policies, and customization is key to ensuring that your specific needs are met. 

□ Safety First

Always think safety first. Contact the police or emergency personnel if there are any injuries, a crime, or a fire. If you are injured, don’t move and wait for help.

Your Auto premium is essentially the amount of money you pay to keep your insurance policy active, usually on a monthly, semi-annual, or annual basis.

Auto shops are unique businesses that operate on numerous levels. No matter the specialty, or services provided, all auto shops face risks from simply running day-to-day operations.

One of the major benefits of being a homeowner is being able to customize your home to your liking. Home reno projects make all the difference in transforming your home into a forever home that better suits your family’s needs.

You’ve built your business on hard work and devotion to your craft. Contractors insurance helps protect all of the blood, sweat and tears (and money!) you’ve invested into your business should an accident occur.

When structuring your insurance policy with your local independent agent, the coverage type selected plays a significant role in determining the extent of coverage provided for your property. “Basic”, “broad”, and “special” coverage types are very different from one another.

Insurance coverage is all about providing you with the best possible protection for your assets. One risk every homeowner is aware of is the potential for a home fire, but did you know your home’s unique location actually receives what we refer to as a “Fire Protection Class Rating”?

Sometimes one strong storm is all it takes to bring down a perfectly healthy tree, and sometimes when a tree falls, it falls in a very unfortunate place. Common damages caused by trees include damage to fences, vehicles and roofs.