5 Common Types of Black Friday Auto Claims How to Avoid Them

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5 Common Types of Black Friday Auto Claims How to Avoid Them

Black Friday is a much-anticipated day for bargain hunters and retailers alike. However, the frenzy for deals can lead to a surge in auto accidents and insurance claims. Understanding the most common types of auto claims during this period and how to avoid them can help you enjoy your shopping spree safely.

1. Parking Lot Accidents

Parking lots are hotspots for accidents on Black Friday. With crowded lots and hurried drivers, fender benders, door dings, and even more serious collisions can easily occur.

How to Avoid Them:

  • Park further away from store entrances where there are fewer cars.
  • Be patient and cautious when driving through parking lots.
  • Use your turn signals and watch for pedestrians and other vehicles.
  • Park in well-lit areas to increase visibility and reduce the risk of theft.

2. Rear-End Collisions

The heavy traffic and sudden stops often seen during Black Friday can lead to rear-end collisions. These accidents can cause significant damage and injuries.

How to Avoid Them:

  • Maintain a safe following distance from the car in front of you.
  • Stay alert and avoid distractions while driving.
  • Drive at a safe speed, especially in congested areas.
  • Be prepared for sudden stops and changes in traffic flow.

3. Theft of Vehicles or Belongings

With cars full of purchased goods, the temptation for thieves increases. Vehicle break-ins and thefts are more common during the holiday season.

How to Avoid Them:

  • Keep purchases out of sight by placing them in the trunk.
  • Lock your car doors and close the windows when leaving your vehicle.
  • Choose well-lit and secure parking areas.
  • Use anti-theft devices such as steering wheel locks or alarms.

4. Pedestrian Accidents

The rush to get to sales can lead to a disregard for pedestrian safety. Both drivers and pedestrians need to be extra cautious on Black Friday.

How to Avoid Them:

  • Always yield to pedestrians, especially in crosswalks and parking lots.
  • Be vigilant for pedestrians stepping out from between parked cars.
  • Pedestrians should use crosswalks and avoid jaywalking.
  • Both drivers and pedestrians should avoid distractions such as cell phones.

5. Hit-and-Run Incidents

The chaotic nature of Black Friday shopping can lead to hit-and-run incidents, where drivers flee the scene after causing an accident.

How to Avoid Them:

  • If you are involved in an accident, do not leave the scene. Exchange information with the other party.
  • Park in areas with security cameras to deter potential hit-and-runs.
  • Immediately report any suspicious behavior or accidents to the authorities.
  • Consider installing a dashcam to capture footage in case of an incident.

By being aware of these common auto claims and taking proactive steps to avoid them, you can ensure a safer and more enjoyable Black Friday shopping experience. Stay alert, drive safely, and happy shopping!

Stay protected at every turn, with a Personal Auto policy from Rockford Mutual:

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Amy Casey
Social Media & Communications Specialist
Amy joined Rockford Mutual in January of 2017 with an Associates Degree in Marketing. Amy has a great understanding of insurance in general as she has obtained her Associate in General Insurance designation.