Why Rockford Mutual?
Rockford Mutual Insurance Company was organized on November 2, 1896 as Rockford Farmers’ District Mutual Tornado Insurance Company. The word “Farmers’” was deleted from the corporate title on January 16, 1940. This company was incorporated on December 8, 1971 under the laws of Illinois to become the successor to Rockford District Mutual Tornado Insurance Company. On January 1, 1972 the company absorbed the assets and assumed the liabilities of the former district mutual company.
Rockford Mutual Insurance Company primarily writes automobile, homeowners, farmowners, and commercial multi-peril in Illinois, Wisconsin, and Indiana. Policies are produced with our independent agents appointed throughout our areas of operation.
The company also operates as a reinsurer of farm/town mutual insurance companies located throughout Illinois and Wisconsin. Rockford Mutual provides the farm/town mutual companies with catastrophe protection. In addition, since most farm/town mutual are permitted to write property coverages only by charter, Rockford Mutual writes the liability portion of farmowners and homeowners policies through farm/town mutual’s agency force.