farmowner

Farmowner

Rockford Mutual provides farmowners insurance for you whether you own or rent your farm.

We provide coverage for:

  • home,
  • related private structures,
  • personal property,
  • additional living costs and loss of rent,
  • farm barns, buildings, structures
  • scheduled farm personal property,
  • unscheduled personal property,
  • livestock,
  • grain.

We cover against risks such as:

  • fire or lightning,
  • windstorm or hail,
  • explosion,
  • riot or civil commotion,
  • aircraft,
  • vehicles,
  • smoke,
  • sink hole collapse,
  • volcanic action,
  • vandalism,
  • theft,
  • falling objects,
  • weight of ice, snow, or sleet,
  • sudden or accidental tearing apart,
  • burning,
  • bulging,
  • accidental discharge of liquids or steam,
  • freezing,
  • sudden and accidental damage from electrical currents.

We offer optional coverages such as but not limited to:

  • farm income coverage,
  • pollutant cleanup and removal,
  • property in transit,
  • all risk on farm machinery,
  • peak season inventory,
  • identity fraud expense,
  • custom farming,
  • farm employee’s liability coverage,
  • business activities,
  • fruit or vegetable ‘pick your own’ operations,
  • farm chemical limited liability (overspray),
  • equipment breakdown,
  • worker’s compensation coverage.