Farmowner
Rockford Mutual provides farmowners insurance for you whether you own or rent your farm. We provide coverage for the home; related private structures; personal property; additional living costs and loss of rent; farm barns, buildings, and structures; scheduled farm personal property; unscheduled personal property; livestock; and grain. We cover against risks such as : fire or lightening; windstorm or hail; explosion; riot or civil commotion; aircraft; vehicles; smoke; sink hole collapse; volcanic action; vandalism; theft; falling objects; weight of ice, snow, or sleet; sudden or accidental tearing apart, burning, or bulging; accidental discharge of liquids or steam; freezing; sudden and accidental damage from electrical currents.
We offer optional coverages such as but not limited to: farm income coverage; pollutant cleanup and removal; property in transit’ all risk on farm machinery; peak season inventory; identity fraud expense; custom farming; farm employee’s liability coverage; business activities; fruit or vegetable ‘pick your own” operations; farm chemical limited liability (overspray); equipment breakdown; and worker’s compensation coverage.
